MyMedicare.gov is part of the Medicare.gov website. It is a secure, free, and optional, website created to help you check the status of your Medicare benefits, eligibility, and enrollment. The official Medicare website allows you to access your claims information almost immediately after your Medicre claims are processed, and also provides preventive health 24 hours, seven days a week.
Health plans can be found on Medicare’s official website. Plans are offered through private health insurance companies that enter into a contract with Medicare to provide Part A and Part B benefits to those eligible for Medicare.
Medicare.gov website’s health plans will include Programs of All-inclusive Care for the Elderly (PACE), Medicare Cost Plans, Demonstration/Pilot Programs, and Medicare Advantage Plans. These programs are special types of Medicare health plans, which are offered by public or private entities and will provide Part D and other benefits in addition to Part A and Part B benefits.
Medicare.gov’s website explains how Medicare works with other insurance plans. If a person has Medicare or other health insurance coverage, each of these types of coverage is known as a “payer.” When there is more than one payer, “coordination of benefits” rules will decide, which one will pay first. A “primary payer” will pay what’s owed on the bills first, and then will send the rest to a “secondary payer” to complete payment. In some cases, there may also be a third payer.
Paying “first” means the whole bill is paid up to the limits of the coverage. However, it does not always mean the primary payer pays first on time. If an insurance company does not play a claim promptly (usually within 120 days), a doctor or other healthcare provider may bill Medicare. Medicare could make a conditional payment to pay a bill, and then later recover any payments a primary payer should have made.
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Medicare Official Website | Medicare.gov