If you have been in an accident or suffer from chronic pain, you might consider undergoing chiropractic care or acupuncture. First, though, you want to know if Medicare will cover the costs. Learn more about Medicare coverage for chiropractic care and acupuncture. Then you will know if you should move forward with care.
Many medical professionals are excited about the benefits of acupuncture. This treatment is being considered as a replacement for opioids when treating severe back pain. It is also used to treat migraines and other types of pain. An acupuncturist places tiny needles in the skin to stimulate acupuncture points. This alleviates pain and also creates a sense of well-being.
While the medical community is getting on board with acupuncture, the government has yet to join in the excitement. Medicare currently doesn’t cover acupuncture. If you have Medicare and get acupuncture, you will pay for 100 percent of the services.
You can get coverage for acupuncture with some Medicare Advantage (Medicare Part C) plans, though. The Medicare Advantage plans often offer additional benefits that are not included with Original Medicare. If your plan covers acupuncture, it’s possible that you will pay the provider upfront and then get reimbursed from your plan. Talk to an insurance agent to go over various plans to find the coverage you need.
If you suffer from pain, you might seek out chiropractic care. The chiropractor will use his or her hands to manipulate your joints and muscles. This will improve your range of motion while reducing your pain. You should notice the difference as soon as you walk out of the chiropractor’s office.
If your doctor determines that chiropractic care is medically necessary to correct a subluxation, Original Medicare will cover it. You can visit the chiropractor as many times as needed to receive care.
You will be responsible for the Part B deductible when receiving chiropractic treatment. You will also have to pay 20 percent of the Medicare-approved amount for the service.
If your chiropractor orders additional tests such as X-rays, you might be required to pay 100 percent of the fees. You could also end up paying for the massage or physical therapy if ordered by the chiropractor. It’s important to talk to the doctor and a Medicare agent before receiving additional treatment.
Just like with acupuncture, you might save money by getting a Medicare Advantage plan. Many plans cover chiropractic care, plus additional tests and services.
If you have Original Medicare, you might save money with Medicare Advantage. Comparing rates and coverage between plans can be overwhelming, though. There is so much fine print to read, so it can be difficult to choose a plan. Fortunately, you can get help from a licensed insurance agent. Call an agent today to learn more about chiropractic care and acupuncture with Medicare. The agent can help you find a plan that covers everything you need.